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Full Stack Engineer, based in Islamabad

I build payment platforms and backend systems that hold up under real traffic.

3+ years building fintech, telco, and enterprise platforms. Now on .NET 9, ABP.io, and Angular micro-frontends at Systems Limited.

Building scalable backends, modern frontends, and reliable fintech systems.

Clean, testable systems built to scale, from the API contract to the dashboard.

Backend Engineering

REST APIs and microservices in C# on .NET 9 and ABP.io, shaped with domain-driven design and clean architecture.

Tools I use.NET 9, ABP.io, EF Core, PostgreSQL and Redis

  • Fintech & Payments

    EMV-compliant QR payments with TLV encoding, Request to Pay flows, bulk payment validation, and HyperPay and Stripe integrations.

    Tools I useEMV QR, TLV, HyperPay and Stripe

  • Frontend Development

    Angular micro-frontends and React apps, from admin portals to analytics dashboards with filtering and exports.

    Tools I useAngular, React, Next.js and TypeScript

  • Cloud & DevOps

    Containerised services on Docker and Kubernetes, CI/CD with Jenkins and GitHub Actions, AWS, and ELK for observability.

    Tools I useDocker, Kubernetes, AWS, GitHub Actions and ELK

case studiescase studies

Production systems, with the numbers to show for it

Three of 7. The rest are on the work page.

PaymentsDPL, 2024 - 2026

EMV QR Payments & Request to Pay

Designed a peer-to-peer QR payment system on the EMV standard, and led delivery of Request to Pay across the mobile app and USSD.

4,000+merchants adopted Request to Pay

Built with.NET, Microservices, EMV QR and TLV encoding

Read case study
Messaging at scaleDPL, 2024 - 2026

Bulk Push Notification Scheduler

Built a scheduler that dispatches 700-800k push notifications per run in 6-8 minutes, with multilingual payloads for Android and Huawei devices.

700-800knotifications per run

Built with.NET, Schedulers, Android push and HMS Push

Read case study
TelecomDPL, 2024 - 2026

Telecom Agent Apps for Tanzania & Togo

Led development of enterprise agent apps serving 60,000+ agents for telecom operators in Tanzania and Togo, and removed the Redis bottleneck that threatened peak traffic.

60,000+agents served across Tanzania and Togo

Built with.NET 8, Microservices and Redis

Read case study

I worked with Anees for over a year on multiple telecom projects, and he's an excellent backend engineer with a strong grip on .NET and backend architecture. He led the Agent App backend end-to-end and played a key role in delivering the YAS Tanzania and YAS Togo systems. Reliable, technically strong, and great to work with.

Aatis SajidSystem Analyst · FinTech & Mobile MoneyWorked on the same team, Jan 2026

I had the pleasure of working with Muhammad Anees and can confidently say he is an excellent developer and a dependable team member. He is technically sound, quick to grasp complex concepts, and often demonstrates knowledge beyond his core responsibilities. Anees always gets the job done with professionalism and dedication.

His communication skills are strong, making collaboration smooth and effective. He is approachable, friendly, and always willing to help others.

Umair TahirSoftware EngineerWorked on the same team, Jan 2026

As a marketing manager, I worked closely with Anees during his summer internship at Lantrotech as a web development intern. While students in internships are usually in a learning phase, Anees stood out as a very quick learner who effectively applied the concepts he learned in university.

Anees demonstrated exceptional competence in front-end technologies, including HTML, CSS, and JavaScript. His ability to create functional, user-friendly web interfaces greatly enhanced our projects. One of his notable contributions was developing a payment gateway system for our international client, which he worked on alongside our senior web developer.

Overall, Anees's contributions were invaluable, and I highly recommend him for any web development role.

Arooba MazharSenior Marketing Manager I, LantroTechManaged Anees directly, Oct 2024

Working with Anees was an absolute pleasure. He brings strong expertise to everything he does and consistently looks for innovative ways to improve outcomes. Muhammad is highly cooperative and works exceptionally well with cross-functional teams, making collaboration both smooth and productive. His professionalism, teamwork, and forward-thinking mindset make him a valuable asset to any organization.

Salman NadeemDevOps EngineerWorked on the same team, Jan 2026

I had the opportunity to work with him on a project. He is a professional and supportive colleague with a strong grip on his skills and a great team-player mindset. It was a pleasure working with him.

Ammad Abdul GhafoorQuality Assurance EngineerWorked on the same team, Jan 2026

Building something that has to work on the first attempt?

Open to full stack & backend roles, and to scoped freelance work.

Let's talk